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What would an american bank do if you default?

Posted on October 5, 2025 by Joke Poo

Chase.

Joke Poo: What Would A Vegetarian Butcher Do If You Asked For Steak?

They’d beet you to it!

Alright, let’s break down that joke:

Joke Deconstruction:

  • Premise: An American bank encountering a loan default situation.
  • Pun/Wordplay: “Chase” is both the name of a major bank and a verb implying pursuit.
  • Humor: The humor comes from the double meaning; the bank literally named “Chase” would pursue (chase) the defaulter. It’s a simple, direct pun.

Key Elements:

  1. American Banks: (Specifically, Chase Bank as the punchline).
  2. Loan Defaults: The event that triggers the bank’s action.
  3. Wordplay: The “Chase” pun itself.

Now, let’s use those elements to create some comedic enrichment!

Option 1: Witty Observation/Did You Know?

“Did you know that JPMorgan Chase (formerly Chase Manhattan Bank) has a logo that some say resembles an abstracted bank vault door? Maybe they designed it that way to subconsciously remind people that debts will be collected, one way or another. So, if you’re thinking of defaulting, remember that door… and the chase that might follow!”

Why it works: It takes a trivial fact about the bank (the logo’s possible symbolism) and connects it to the threat of default, reinforcing the original joke’s underlying fear with a slightly more sophisticated (and slightly darker) humor.

Option 2: New Joke Structure (Playing on Wordplay):

“Why did the repo man name his dog ‘Chase’? Because he knew the dog would always be excellent at fetching assets!”

Why it works: This leverages the same pun but replaces the bank with a repo man, adding another layer of association with repossession and financial pursuit. The “fetching assets” reinforces the core of chasing after things of value.

Option 3: Exaggeration/Absurdity:

“An American bank found out I defaulted. Now I’m being chased… by a marching band playing the “Mission: Impossible” theme, a flock of trained accountants wielding spreadsheets like ninja stars, and Jamie Dimon personally holding a comically oversized check made out to ‘JP Morgan Chase’. It’s really intense. And, you know… humiliating.”

Why it works: It amplifies the “chase” to an absurd level, exaggerating the lengths a bank (or its CEO) might go to recover funds. The contrast between the gravity of the situation and the silliness of the chase is funny.

These are just a few ways to build on the original joke using the identified elements. The key is to find connections and add layers of meaning or unexpected twists to amplify the humor!

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