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A Scotsman visits his Dutch friend, and they have a contest to know who the stingiest is.

Posted on November 21, 2025 by Joke Poo

They have many challenges during the week they are together.
But they are both so strong that there is no clear winner.

Sunday is the last day before the Scotsman leaves.
They tell themselves that at church, there will be a judgment of God that will decide the winner.
At one point, an officiant passes by with the collection basket.

When the officiant passes the two friends, the Scotsman very proudly shows that he puts only one cent in the basket, certain that his Dutch friend cannot do better.

The Dutchman says, "This is from both of us."

Joke Poo: The Budget Brothers

Two frugal accountants, one a meticulous American named Bob, and the other a notoriously thrifty Canadian named Dave, are locked in a year-long competition to prove who’s the most budget-conscious. They track every penny saved, every coupon clipped, every free sample devoured.

The final showdown takes place at a conference for accountants. Knowing they both booked the cheapest possible flights and hotels, the true test will be the free buffet dinner.

As they approach the buffet, overflowing with lukewarm pasta and questionable salad, Bob loads his plate with a precisely measured portion of each item, calculating the maximum nutritional value per dollar spent. He’s confident his carefully crafted meal embodies peak thrift.

Dave, however, simply grabs a single, slightly bruised apple from the fruit bowl.

Bob smirks. “One apple, Dave? That’s it? Admitting defeat, are we?”

Dave takes a large bite of the apple and replies, “Nope. I’m eating dessert first, and I grabbed two on the way in.”

Alright, let’s break down this joke.

Joke Dissection:

  • Core Concept: A stinginess competition between a Scotsman and a Dutchman.
  • Humor Source: Exaggerated stereotypes about national frugality (Scots and Dutch being known for being careful with money), combined with one-upmanship and a clever twist. The Dutchman’s move is unexpected and takes the stinginess to an absurd, meta-level.
  • Key Elements:
    • National stereotypes (Scotsman = frugal, Dutchman = frugal).
    • The competition itself and escalating stakes.
    • The setting (church, collection basket).
    • The punchline: the Dutchman’s incredibly economical contribution.
    • The element of surprise.

Comedic Enrichment:

Now, let’s use these elements and some interesting facts to spin off a new bit of humor.

Witty Observation/Did You Know (playing on the national stereotype and the value of currency):

“Did you know that the Dutch actually invented the concept of modern banking? Talk about playing the long game with your finances! So, when that Dutchman in the joke said, ‘This is from both of us’ regarding the one-cent donation, he was probably thinking about compound interest. Over, say, three centuries, that penny could almost buy you… well, maybe half a stroopwafel. Inflation is a real stinginess killer.”

Alternate Punchline for the Original Joke (focusing on the Scotsman’s perspective and Scottish folklore):

“(Same setup as the original joke) …The Dutchman says, ‘This is from both of us.’ The Scotsman, furious, mumbled something about Dutch ingenuity being even more monstrous than the Loch Ness Monster… and then quietly slipped a counterfeit ‘Robert Burns’ penny into the basket. ‘Take that,’ he thought, ‘ye thrifty fiend!'”

New Joke (expanding on the stinginess competition concept):

A Scotsman and a Dutchman are arguing about who’s the stingiest.

The Scotsman says, “I’m so tight, I iron my tea bags!”

The Dutchman replies, “That’s nothing! I don’t even buy tea bags. I just stand next to the Lipton factory and inhale deeply.”

The Scotsman, not to be outdone, retorts, “Oh yeah? I’m so thrifty, I only use one side of the toilet paper…”

The Dutchman pauses, looks thoughtful, and says, “Interesting, but inefficient. I simply take a picture of my bottom.”

Explanation of the New Humor:

  • The “Did You Know” observation plays on the stereotype, the historical context (Dutch banking), and the absurdity of trying to get rich with one cent in the current economy.
  • The alternate punchline adds a Scottish twist by referencing the Loch Ness Monster and counterfeit currency, which could be seen as even more stingy than a single penny.
  • The new joke uses escalating, absurd scenarios to highlight stinginess, culminating in a visual and slightly gross image that underlines how far someone can go in the pursuit of frugality. The focus here is on comedic escalation and pushing the boundaries of what’s acceptable.

Hopefully, this analysis and the new humor pieces capture the spirit of the original joke and offer some new laughs!

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